What matters for SFR DSCR review
The core question is whether supportable rent can cover operating expenses and the proposed debt service with enough cushion.
Investors should use realistic property taxes, insurance, maintenance, HOA if applicable, and management assumptions.
- Lease or market rent support
- Property taxes and insurance
- Loan amount and payment
- Post-closing reserves
How to use the calculator
Enter total rent for the property, recurring operating expenses, and the expected monthly payment. If the ratio is tight, test lower leverage or a different payment assumption.