Investment property calculator
Estimate whether an investment property has enough income to support the proposed debt service before requesting a business-purpose DSCR loan review.
Compare scenarios, copy a shareable link, and print a polished result state built for business-purpose investment property analysis.
Fine-tune the economics of your deal.
Presets
Quick-load an archetype scenario.
Calculation verdict
Provide rent and debt service inputs to awaken the underwriter AI.
Enter gross monthly rent, operating expenses, and monthly debt service. The calculator estimates net operating income, DSCR, and monthly cushion so you can see whether the property cash flow appears strong, tight, or below common ranges.
The result is educational and not a loan approval, pre-approval, rate quote, or commitment to lend.
If the scenario shows strong coverage, save or share the result and request a broker review. If the ratio is tight, adjust rent, expenses, loan amount, or payment assumptions before sending the file to a broker.
Calculator FAQ
A DSCR loan calculator estimates debt service coverage by dividing property net operating income by debt service.
No. It is an educational estimate. Loan terms and approvals are determined by lender partners after full review.
Ready to check your DSCR? Run the calculator and see your numbers.
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