Condo-specific review factors
Condo DSCR scenarios may include additional review of HOA dues, project eligibility, insurance, rental restrictions, litigation, and investor concentration depending on lender program.
- HOA dues and assessments
- Rental restrictions
- Project eligibility
- Insurance and reserves
Calculator setup
Include HOA dues as a recurring expense and use supportable monthly rent. HOA changes can materially affect DSCR and monthly cushion.